Preparing a home inventory file
7/1/2021 (Permalink)
Imagine if a storm severely damaged your home. Your insurance company will need a complete list of items lost; furniture, collectibles, big ticket items, etc. With all the stress you’re going through, will you be able to remember everything? That being said, have you prepared a home inventory?
Here’s a way to protect yourself now and make the claims experience easier once the storm has passed:
- Take pictures. Pictures of furniture and big ticket items will help you identify what and where these items were. Also, take pictures of receipts, especially the more expensive pieces if you have them (these receipts may be lost in the storm as well).
- Video each room, with running commentary on when you acquired the item, what room it was located in, and the approximate cost. Stand in a corner of the room, pan left to right. Then move to the opposite corner, and pan left to right again. Video each room, including the garage!
- Create an electronic copy. Save your pictures and videos to a disc, thumb drive, or similar, and keep a copy offsite. You can also email the files to yourself (it will time stamp when you performed the inventory, so you can update it regularly).
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